Fresno County Economic Opportunities Commission (EOC) DPA
Deferred second loan · New construction · Income limits
Down payment assistance · Fresno County
Buying a home in Kerman, CA
4 county programs and 54 statewide.Kerman has no program of its own, 4 across Fresno County, and 54 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Kerman
No program of Kerman’s own yet
No program run for Kerman alone is listed. A home in Kerman can use Fresno County’s programs below, plus the California statewide and federal ones.
The closest city that runs its own program is Fresno, about 16 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in FresnoAnywhere in Fresno County
4 county programs4 county programs a Kerman homebuyer can use
The Kerman marketThe Kerman housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Kerman
- 69.9% single-familysingle-family
- 2.1% townhousetownhouse
- 10.6% 2–4 units2–4 units
- 11.7% 5+ unitscondo & apartment buildings (5+ units)
- 5.7% mobile & othermobile home & other
Condos count. 3 of Kerman’s 4 local and county programs accept condos. Habitat for Humanity Fresno - Homeownership Program lists habitat-built single-family home.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Kerman’s homes were built
pre-19401970s2020+
24.8%
of Kerman homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$91,300
County area median income, 4 people (HUD)HUD area median income, Fresno County, 4-person household (2026)
$59,799
Kerman median household incomeMedian household income in Kerman (Census, 2024)
54 of the 120 programs here set their income limit as a share of Fresno County’s area median income, adjusted for household size. See the published limits for Fresno County
Free help nearbyFree help near Kerman
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.3 of the 4 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across California and nationwide
116 statewide & federal programs54 statewide programs, plus federal options
Kerman questions
Does Kerman have its own down payment program?
No program run for Kerman alone is listed. A home in Kerman can use the 4 programs that cover Fresno County and the 54 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Kerman?
3 of Kerman’s 4 local and county programs accept condos. Habitat for Humanity Fresno - Homeownership Program lists habitat-built single-family home. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Fresno County?
Each program sets its own. 54 of the programs here set theirs as a share of HUD’s area median income for Fresno County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Kerman?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Kerman. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
93630
Nearby in Fresno
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.