ECLF Down Payment Assistance Program (Amortized Loan)
Assistance grant · New construction · Income limits
Down payment assistance · Eagle County
Buying a home in Gypsum, CO
3 county programs and 20 statewide.Gypsum has no program of its own, 3 across Eagle County, and 20 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Gypsum
No program of Gypsum’s own yet
No program run for Gypsum alone is listed. A home in Gypsum can use Eagle County’s programs below, plus the Colorado statewide and federal ones.
The closest city that runs its own program is Eagle, about 7 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in EagleAnywhere in Eagle County
3 county programs3 county programs a Gypsum homebuyer can use
1 more program is for homes in Eagle. See them 1 program in neighboring cities — for homes inside those cities, not Gypsum
- Eagle — Eagle Ranch Housing Corporation Assistance Program
The Gypsum marketThe Gypsum housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Gypsum
- 57.2% single-familysingle-family
- 0% townhousetownhouse
- 3.3% 2–4 units2–4 units
- 32.5% 5+ unitscondo & apartment buildings (5+ units)
- 6.9% mobile & othermobile home & other
Condos count. All 3 of Gypsum’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Gypsum’s homes were built
pre-19401970s2020+
14.3%
of Gypsum homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$125,600
County area median income, 4 people (HUD)HUD area median income, Eagle County, 4-person household (2026)
$115,564
Gypsum median household incomeMedian household income in Gypsum (Census, 2024)
24 of the 85 programs here set their income limit as a share of Eagle County’s area median income, adjusted for household size. See the published limits for Eagle County
Free help nearbyFree help near Gypsum
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Colorado and nationwide
82 statewide & federal programs20 statewide programs, plus federal options
Gypsum questions
Does Gypsum have its own down payment program?
No program run for Gypsum alone is listed. A home in Gypsum can use the 3 programs that cover Eagle County and the 20 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Gypsum?
All 3 of Gypsum’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Eagle County?
Each program sets its own. 24 of the programs here set theirs as a share of HUD’s area median income for Eagle County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Gypsum?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
81637
Nearby in Eagle
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.