Clay County SHIP First-Time Homebuyer Down Payment Assistance
Deferred second loan · Income limits
Down payment assistance · Clay County
Buying a home in Bellair-Meadowbrook Terrace, FL
1 county program and 26 statewide.Bellair-Meadowbrook Terrace has no program of its own, 1 across Clay County, and 26 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
What’s local to Bellair-Meadowbrook Terrace
No program of Bellair-Meadowbrook Terrace’s own yet
No program run for Bellair-Meadowbrook Terrace alone is listed. A home in Bellair-Meadowbrook Terrace can use Clay County’s programs below, plus the Florida statewide and federal ones.
The closest city that runs its own program is Jacksonville, about 12 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in ClayAnywhere in Clay County
1 county program1 county program a Bellair-Meadowbrook Terrace homebuyer can use
The Bellair-Meadowbrook Terrace marketThe Bellair-Meadowbrook Terrace housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Bellair-Meadowbrook Terrace
- 54.4% single-familysingle-family
- 1.4% townhousetownhouse
- 14.3% 2–4 units2–4 units
- 29.9% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
Condos count. Bellair-Meadowbrook Terrace’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Bellair-Meadowbrook Terrace’s homes were built
pre-19401970s2020+
56.8%
of Bellair-Meadowbrook Terrace homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$108,700
County area median income, 4 people (HUD)HUD area median income, Clay County, 4-person household (2026)
$59,388
Bellair-Meadowbrook Terrace median household incomeMedian household income in Bellair-Meadowbrook Terrace (Census, 2024)
28 of the 89 programs here set their income limit as a share of Clay County’s area median income, adjusted for household size. See the published limits for Clay County
Free help nearbyFree help near Bellair-Meadowbrook Terrace
5 HUD-approved counseling agencies within 15 miles5 HUD-approved housing counseling agencies within 15 miles
Bellair-Meadowbrook Terrace’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Clay County SHIP First-Time Homebuyer Down Payment Assistance asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Florida and nationwide
88 statewide & federal programs26 statewide programs, plus federal options
Bellair-Meadowbrook Terrace questions
Does Bellair-Meadowbrook Terrace have its own down payment program?
No program run for Bellair-Meadowbrook Terrace alone is listed. A home in Bellair-Meadowbrook Terrace can use the 1 program that cover Clay County and the 26 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Bellair-Meadowbrook Terrace?
Bellair-Meadowbrook Terrace’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Clay County?
Each program sets its own. 28 of the programs here set theirs as a share of HUD’s area median income for Clay County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Bellair-Meadowbrook Terrace?
HUD-approved housing counseling agencies teach homebuyer classes, and 5 agencies are within 15 miles of Bellair-Meadowbrook Terrace. Create a free account and take the 90-second match to see the ones near you.
Nearby in Clay
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.