Sumter County SHIP Down Payment Assistance
Deferred second loan · Income limits
Down payment assistance · Sumter County
Buying a home in Center Hill, FL
1 county program and 26 statewide.Center Hill has no program of its own, 1 across Sumter County, and 26 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Center Hill
No program of Center Hill’s own yet
No program run for Center Hill alone is listed. A home in Center Hill can use Sumter County’s programs below, plus the Florida statewide and federal ones.
The closest city that runs its own program is Apopka, about 29 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in SumterAnywhere in Sumter County
1 county program1 county program a Center Hill homebuyer can use
The Center Hill marketThe Center Hill housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Center Hill
- 60.2% single-familysingle-family
- 1% townhousetownhouse
- 0% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 38.8% mobile & othermobile home & other
Condos count. Center Hill’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Center Hill’s homes were built
pre-19401970s2020+
49.1%
of Center Hill homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$104,100
County area median income, 4 people (HUD)HUD area median income, Sumter County, 4-person household (2026)
$68,375
Center Hill median household incomeMedian household income in Center Hill (Census, 2024)
28 of the 89 programs here set their income limit as a share of Sumter County’s area median income, adjusted for household size. See the published limits for Sumter County
Free help nearbyFree help near Center Hill
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Center Hill’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Sumter County SHIP Down Payment Assistance asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Florida and nationwide
88 statewide & federal programs26 statewide programs, plus federal options
Center Hill questions
Does Center Hill have its own down payment program?
No program run for Center Hill alone is listed. A home in Center Hill can use the 1 program that cover Sumter County and the 26 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Center Hill?
Center Hill’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Sumter County?
Each program sets its own. 28 of the programs here set theirs as a share of HUD’s area median income for Sumter County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Center Hill?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
33514
Nearby in Sumter
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.