Marion County SHIP Purchase Assistance
Deferred second loan · Income limits
Down payment assistance · Marion County
Buying a home in Citra, FL
1 county program and 26 statewide.Citra has no program of its own, 1 across Marion County, and 26 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Citra
No program of Citra’s own yet
No program run for Citra alone is listed. A home in Citra can use Marion County’s programs below, plus the Florida statewide and federal ones.
The closest city that runs its own program is Ocala, about 16 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in MarionAnywhere in Marion County
1 county program1 county program a Citra homebuyer can use
Income limits in Marion County
How programs here set their income limits
$84,000
County area median income, 4 people (HUD)HUD area median income, Marion County, 4-person household (2026)
28 of the 89 programs here set their income limit as a share of Marion County’s area median income, adjusted for household size. See the published limits for Marion County
Free help nearbyFree help near Citra
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Citra’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Marion County SHIP Purchase Assistance asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Florida and nationwide
88 statewide & federal programs26 statewide programs, plus federal options
Citra questions
Does Citra have its own down payment program?
No program run for Citra alone is listed. A home in Citra can use the 1 program that cover Marion County and the 26 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Citra?
Citra’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Marion County?
Each program sets its own. 28 of the programs here set theirs as a share of HUD’s area median income for Marion County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Citra?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
32113
Nearby in Marion
Sources
Sources: agency sites (June–July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.