Osceola County SHIP Purchase Assistance
Deferred second loan · Income limits
Down payment assistance · Osceola County
Buying a home in Citrus Ridge, FL
1 county program and 26 statewide.Citrus Ridge has no program of its own, 1 across Osceola County, and 26 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Citrus Ridge
No program of Citrus Ridge’s own yet
No program run for Citrus Ridge alone is listed. A home in Citrus Ridge can use Osceola County’s programs below, plus the Florida statewide and federal ones.
The closest city that runs its own program is Kissimmee, about 14 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in OsceolaAnywhere in Osceola County
1 county program1 county program a Citrus Ridge homebuyer can use
1 more program is for homes in Kissimmee. See them 1 program in neighboring cities — for homes inside those cities, not Citrus Ridge
- Kissimmee — City of Kissimmee SHIP Purchase Assistance
Income limits in Osceola County
How programs here set their income limits
$97,600
County area median income, 4 people (HUD)HUD area median income, Osceola County, 4-person household (2026)
28 of the 89 programs here set their income limit as a share of Osceola County’s area median income, adjusted for household size. See the published limits for Osceola County
Free help nearbyFree help near Citrus Ridge
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Citrus Ridge’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Osceola County SHIP Purchase Assistance asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Florida and nationwide
88 statewide & federal programs26 statewide programs, plus federal options
Citrus Ridge questions
Does Citrus Ridge have its own down payment program?
No program run for Citrus Ridge alone is listed. A home in Citrus Ridge can use the 1 program that cover Osceola County and the 26 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Citrus Ridge?
Citrus Ridge’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Osceola County?
Each program sets its own. 28 of the programs here set theirs as a share of HUD’s area median income for Osceola County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Citrus Ridge?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Citrus Ridge. Create a free account and take the 90-second match to see the ones near you.
Nearby in Osceola
Sources
Sources: agency sites (June–July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.