Escambia County Housing Finance Authority Homeownership Program
Deferred second loan · Income limits
Down payment assistance · Escambia County
Buying a home in East Pensacola Heights, FL
3 county programs and 26 statewide.East Pensacola Heights has no program of its own, 3 across Escambia County, and 26 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to East Pensacola Heights
No program of East Pensacola Heights’s own yet
No program run for East Pensacola Heights alone is listed. A home in East Pensacola Heights can use Escambia County’s programs below, plus the Florida statewide and federal ones.
The closest city that runs its own program is Pensacola, about 2 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in EscambiaAnywhere in Escambia County
3 county programs3 county programs a East Pensacola Heights homebuyer can use
1 more program is for homes in Pensacola. See them 1 program in neighboring cities — for homes inside those cities, not East Pensacola Heights
- Pensacola — City of Pensacola Homebuyer Incentive Program (ARPA)
Income limits in Escambia County
How programs here set their income limits
$92,800
County area median income, 4 people (HUD)HUD area median income, Escambia County, 4-person household (2026)
30 of the 91 programs here set their income limit as a share of Escambia County’s area median income, adjusted for household size. See the published limits for Escambia County
Free help nearbyFree help near East Pensacola Heights
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Florida and nationwide
88 statewide & federal programs26 statewide programs, plus federal options
East Pensacola Heights questions
Does East Pensacola Heights have its own down payment program?
No program run for East Pensacola Heights alone is listed. A home in East Pensacola Heights can use the 3 programs that cover Escambia County and the 26 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in East Pensacola Heights?
2 of East Pensacola Heights’s 3 local and county programs accept condos. Northwest Florida Community Land Trust lists single family and townhouse. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Escambia County?
Each program sets its own. 30 of the programs here set theirs as a share of HUD’s area median income for Escambia County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near East Pensacola Heights?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of East Pensacola Heights. Create a free account and take the 90-second match to see the ones near you.
Nearby in Escambia
Sources
Sources: agency sites (June–July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.