Deferred second loan
City of Fort Myers Home Purchase Assistance
First-time homebuyers · Income limits · Single Family · Condo · Townhouse
Down payment assistance · Lee County
Buying a home in Fort Myers, FL
1 Fort Myers program, 4 county programs and 26 statewide.Fort Myers has 1 program of its own, 4 more across Lee County, and 26 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Fort Myers addresses
Fort Myers’s own program
Anywhere in LeeAnywhere in Lee County
4 county programs4 county programs a Fort Myers homebuyer can also use
1 more program is for homes in Cape Coral. See them 1 program in neighboring cities — for homes inside those cities, not Fort Myers
- Cape Coral — City of Cape Coral SHIP Program
The Fort Myers marketThe Fort Myers housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Fort Myers
- 36.1% single-familysingle-family
- 10.2% townhousetownhouse
- 9.5% 2–4 units2–4 units
- 42.4% 5+ unitscondo & apartment buildings (5+ units)
- 1.9% mobile & othermobile home & other
Condos count. 4 of Fort Myers’s 5 local and county programs accept condos. Habitat for Humanity of Lee and Hendry Counties lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Fort Myers’s homes were built
pre-19401970s2020+
24.3%
of Fort Myers homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$105,700
County area median income, 4 people (HUD)HUD area median income, Lee County, 4-person household (2026)
$63,732
Fort Myers median household incomeMedian household income in Fort Myers (Census, 2024)
32 of the 93 programs here set their income limit as a share of Lee County’s area median income, adjusted for household size. See the published limits for Lee County
Free help nearbyFree help near Fort Myers
4 HUD-approved counseling agencies within 15 miles4 HUD-approved housing counseling agencies within 15 miles
5 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 5 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Florida and nationwide
88 statewide & federal programs26 statewide programs, plus federal options
Fort Myers questions
Does Fort Myers have its own down payment program?
Yes, one: City of Fort Myers Home Purchase Assistance, a deferred second loan for first-time homebuyers (income limits). It is for homes inside Fort Myers.
Can I use assistance on a condo in Fort Myers?
4 of Fort Myers’s 5 local and county programs accept condos. Habitat for Humanity of Lee and Hendry Counties lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Lee County?
Each program sets its own. 32 of the programs here set theirs as a share of HUD’s area median income for Lee County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Fort Myers?
HUD-approved housing counseling agencies teach homebuyer classes, and 4 agencies are within 15 miles of Fort Myers. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
33901 · 33902 · 33905 · 33906 · 33907 · 33908 · 33911 · 33912 · 33913 · 33916 · 33919 · 33965 · 33994
Nearby in Lee
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.