Assistance grant
City of Fort Pierce CDBG Homebuyer Assistance
First-time homebuyers · Income limits · Single Family · Condo · Townhouse
Down payment assistance · St. Lucie County
Buying a home in Fort Pierce, FL
2 Fort Pierce programs, 1 county program and 26 statewide.Fort Pierce has 2 programs of its own, 1 more across St. Lucie County, and 26 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Fort Pierce addresses
Fort Pierce’s own programs
Deferred second loan
City of Fort Pierce SHIP Home Purchase Assistance
First-time homebuyers · Income limits · Single Family · Condo · Townhouse
Anywhere in St. LucieAnywhere in St. Lucie County
1 county program1 county program a Fort Pierce homebuyer can also use
1 more program is for homes in Port St. Lucie. See them 1 program in neighboring cities — for homes inside those cities, not Fort Pierce
- Port St. Lucie — City of Port St. Lucie Homebuyer Assistance Program
The Fort Pierce marketThe Fort Pierce housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Fort Pierce
- 40.4% single-familysingle-family
- 3.7% townhousetownhouse
- 22.4% 2–4 units2–4 units
- 30% 5+ unitscondo & apartment buildings (5+ units)
- 3.5% mobile & othermobile home & other
Condos count. All 3 of Fort Pierce’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Fort Pierce’s homes were built
pre-19401970s2020+
44%
of Fort Pierce homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$102,000
County area median income, 4 people (HUD)HUD area median income, St. Lucie County, 4-person household (2026)
$47,072
Fort Pierce median household incomeMedian household income in Fort Pierce (Census, 2024)
30 of the 91 programs here set their income limit as a share of St. Lucie County’s area median income, adjusted for household size. See the published limits for St. Lucie County
Free help nearbyFree help near Fort Pierce
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Florida and nationwide
88 statewide & federal programs26 statewide programs, plus federal options
Fort Pierce questions
Does Fort Pierce have its own down payment program?
Yes, 2: City of Fort Pierce CDBG Homebuyer Assistance and City of Fort Pierce SHIP Home Purchase Assistance. Each is for homes inside Fort Pierce.
Can I use assistance on a condo in Fort Pierce?
All 3 of Fort Pierce’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in St. Lucie County?
Each program sets its own. 30 of the programs here set theirs as a share of HUD’s area median income for St. Lucie County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Fort Pierce?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
34945 · 34946 · 34947 · 34948 · 34949 · 34950 · 34951 · 34954 · 34979 · 34981 · 34982
Nearby in St. Lucie
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.