Bay County SHIP Purchase Assistance
Forgivable loan · Forgiven over 15 yrs · Income limits
Down payment assistance · Bay County
Buying a home in Hiland Park, FL
1 county program and 26 statewide.Hiland Park has no program of its own, 1 across Bay County, and 26 statewide. Here is what each one offers, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
What’s local to Hiland Park
No program of Hiland Park’s own yet
No program run for Hiland Park alone is listed. A home in Hiland Park can use Bay County’s programs below, plus the Florida statewide and federal ones.
The closest city that runs its own program is Fort Walton Beach, about 61 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in BayAnywhere in Bay County
1 county program1 county program a Hiland Park homebuyer can use
Income limits in Bay County
How programs here set their income limits
$98,900
County area median income, 4 people (HUD)HUD area median income, Bay County, 4-person household (2026)
28 of the 89 programs here set their income limit as a share of Bay County’s area median income, adjusted for household size. See the published limits for Bay County
Free help nearbyFree help near Hiland Park
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Hiland Park’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Bay County SHIP Purchase Assistance asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Florida and nationwide
88 statewide & federal programs26 statewide programs, plus federal options
Hiland Park questions
Does Hiland Park have its own down payment program?
No program run for Hiland Park alone is listed. A home in Hiland Park can use the 1 program that cover Bay County and the 26 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Hiland Park?
Hiland Park’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Bay County?
Each program sets its own. 28 of the programs here set theirs as a share of HUD’s area median income for Bay County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Hiland Park?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Hiland Park. Create a free account and take the 90-second match to see the ones near you.
Nearby in Bay
Sources
Sources: agency sites (June–July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.