Palm Beach County SHIP Purchase Assistance Program
Deferred second loan · Income limits
Down payment assistance · Palm Beach County
Buying a home in Lake Worth, FL
5 county programs and 26 statewide.Lake Worth has no program of its own, 5 across Palm Beach County, and 26 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Lake Worth
No program of Lake Worth’s own yet
No program run for Lake Worth alone is listed. A home in Lake Worth can use Palm Beach County’s programs below, plus the Florida statewide and federal ones.
The closest city that runs its own program is Boynton Beach, about 6 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in Palm BeachAnywhere in Palm Beach County
5 county programs5 county programs a Lake Worth homebuyer can use
9 more programs are for homes in Jupiter, Boca Raton, Boynton Beach, Delray Beach, Lake Worth Beach, Wellington, West Palm Beach and Riviera Beach. See them 9 programs in neighboring cities — for homes inside those cities, not Lake Worth
- Jupiter — Town of Jupiter Down Payment Assistance
- Boca Raton — City of Boca Raton SHIP Purchase Assistance
- Boynton Beach — City of Boynton Beach SHIP Purchase Assistance
- Delray Beach — City of Delray Beach First-Time Homeownership Program (SHIP)
- Lake Worth Beach — City of Lake Worth Beach SHIP Purchase Assistance
- Wellington — City of Wellington SHIP Purchase Assistance
- West Palm Beach — City of West Palm Beach First-Time Homebuyers Program
- Delray Beach — Delray Beach Community Land Trust
- Riviera Beach — Riviera Beach Community Development Corporation Renaissance Program
Income limits in Palm Beach County
How programs here set their income limits
$107,600
County area median income, 4 people (HUD)HUD area median income, Palm Beach County, 4-person household (2026)
32 of the 93 programs here set their income limit as a share of Palm Beach County’s area median income, adjusted for household size. See the published limits for Palm Beach County
Free help nearbyFree help near Lake Worth
8 HUD-approved counseling agencies within 15 miles8 HUD-approved housing counseling agencies within 15 miles
5 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 5 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
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Across Florida and nationwide
88 statewide & federal programs26 statewide programs, plus federal options
Lake Worth questions
Does Lake Worth have its own down payment program?
No program run for Lake Worth alone is listed. A home in Lake Worth can use the 5 programs that cover Palm Beach County and the 26 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Lake Worth?
3 of Lake Worth’s 5 local and county programs accept condos. Community Land Trust of Palm Beach County & Treasure Coast lists single family and townhouse. Habitat for Humanity of Palm Beach County lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Palm Beach County?
Each program sets its own. 32 of the programs here set theirs as a share of HUD’s area median income for Palm Beach County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Lake Worth?
HUD-approved housing counseling agencies teach homebuyer classes, and 8 agencies are within 15 miles of Lake Worth. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
33454 · 33460 · 33461 · 33462 · 33463 · 33465 · 33466 · 33467
Nearby in Palm Beach
Sources
Sources: agency sites (June–July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.