Brevard County SHIP Down Payment Assistance
Deferred second loan · Forgiven over 15 yrs · Income limits
Down payment assistance · Brevard County
Buying a home in Port Saint John, FL
2 county programs and 26 statewide.Port Saint John has no program of its own, 2 across Brevard County, and 26 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Port Saint John
No program of Port Saint John’s own yet
No program run for Port Saint John alone is listed. A home in Port Saint John can use Brevard County’s programs below, plus the Florida statewide and federal ones.
The closest city that runs its own program is Cocoa, about 7 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in BrevardAnywhere in Brevard County
2 county programs2 county programs a Port Saint John homebuyer can use
4 more programs are for homes in Cocoa, Melbourne, Palm Bay and Titusville. See them 4 programs in neighboring cities — for homes inside those cities, not Port Saint John
- Cocoa — City of Cocoa Purchase Assistance
- Melbourne — City of Melbourne SHIP Down Payment Assistance
- Palm Bay — City of Palm Bay SHIP Purchase Assistance
- Titusville — City of Titusville First-Time Homebuyer Program
The Port Saint John marketThe Port Saint John housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Port Saint John
- 92.9% single-familysingle-family
- 0.7% townhousetownhouse
- 1.7% 2–4 units2–4 units
- 3.3% 5+ unitscondo & apartment buildings (5+ units)
- 1.4% mobile & othermobile home & other
Condos count. 1 of Port Saint John’s 2 local and county programs accept condos. Habitat for Humanity of Brevard County lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Port Saint John’s homes were built
pre-19401970s2020+
10.6%
of Port Saint John homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$97,000
County area median income, 4 people (HUD)HUD area median income, Brevard County, 4-person household (2026)
$87,736
Port Saint John median household incomeMedian household income in Port Saint John (Census, 2024)
29 of the 90 programs here set their income limit as a share of Brevard County’s area median income, adjusted for household size. See the published limits for Brevard County
Free help nearbyFree help near Port Saint John
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Florida and nationwide
88 statewide & federal programs26 statewide programs, plus federal options
Port Saint John questions
Does Port Saint John have its own down payment program?
No program run for Port Saint John alone is listed. A home in Port Saint John can use the 2 programs that cover Brevard County and the 26 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Port Saint John?
1 of Port Saint John’s 2 local and county programs accept condos. Habitat for Humanity of Brevard County lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Brevard County?
Each program sets its own. 29 of the programs here set theirs as a share of HUD’s area median income for Brevard County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Port Saint John?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
Nearby in Brevard
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.