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City of Tallahassee First-Time Homebuyer Program (TLC)
First-time homebuyers · Income limits · Single Family · Condo · Townhouse
Down payment assistance · Leon County
Buying a home in Tallahassee, FL
2 Tallahassee programs, 2 county programs and 26 statewide.Tallahassee has 2 programs of its own, 2 more across Leon County, and 26 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Tallahassee addresses
Tallahassee’s own programs
Deferred second loan
City of Tallahassee SHIP Purchase Assistance (Separate from TLC)
First-time homebuyers · Income limits · Single Family · Condo · Townhouse
Anywhere in LeonAnywhere in Leon County
2 county programs2 county programs a Tallahassee homebuyer can also use
The Tallahassee marketThe Tallahassee housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Tallahassee
- 39.3% single-familysingle-family
- 9.9% townhousetownhouse
- 13% 2–4 units2–4 units
- 36.1% 5+ unitscondo & apartment buildings (5+ units)
- 1.8% mobile & othermobile home & other
Condos count. All 4 of Tallahassee’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Tallahassee’s homes were built
pre-19401970s2020+
37%
of Tallahassee homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$99,500
County area median income, 4 people (HUD)HUD area median income, Leon County, 4-person household (2026)
$57,409
Tallahassee median household incomeMedian household income in Tallahassee (Census, 2024)
31 of the 92 programs here set their income limit as a share of Leon County’s area median income, adjusted for household size. See the published limits for Leon County
Free help nearbyFree help near Tallahassee
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
4 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 4 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Florida and nationwide
88 statewide & federal programs26 statewide programs, plus federal options
Tallahassee questions
Does Tallahassee have its own down payment program?
Yes, 2: City of Tallahassee First-Time Homebuyer Program (TLC) and City of Tallahassee SHIP Purchase Assistance (Separate from TLC). Each is for homes inside Tallahassee.
Can I use assistance on a condo in Tallahassee?
All 4 of Tallahassee’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Leon County?
Each program sets its own. 31 of the programs here set theirs as a share of HUD’s area median income for Leon County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Tallahassee?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Tallahassee. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
32301 · 32302 · 32303 · 32304 · 32305 · 32306 · 32307 · 32308 · 32309 · 32310 · 32311 · 32312 · 32313 · 32314 · 32315 · 32316 · 32317 · 32318 · 32395 · 32399
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.