Hernando County SHIP Down Payment Assistance
Deferred second loan · Income limits
Down payment assistance · Hernando County
Buying a home in Timber Pines, FL
1 county program and 26 statewide.Timber Pines has no program of its own, 1 across Hernando County, and 26 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Timber Pines
No program of Timber Pines’s own yet
No program run for Timber Pines alone is listed. A home in Timber Pines can use Hernando County’s programs below, plus the Florida statewide and federal ones.
The closest city that runs its own program is Clearwater, about 37 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in HernandoAnywhere in Hernando County
1 county program1 county program a Timber Pines homebuyer can use
The Timber Pines marketThe Timber Pines housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Timber Pines
- 64.6% single-familysingle-family
- 27% townhousetownhouse
- 2.6% 2–4 units2–4 units
- 4.9% 5+ unitscondo & apartment buildings (5+ units)
- 0.9% mobile & othermobile home & other
Condos count. Timber Pines’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Timber Pines’s homes were built
pre-19401970s2020+
6.6%
of Timber Pines homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$104,700
County area median income, 4 people (HUD)HUD area median income, Hernando County, 4-person household (2026)
$59,185
Timber Pines median household incomeMedian household income in Timber Pines (Census, 2024)
28 of the 89 programs here set their income limit as a share of Hernando County’s area median income, adjusted for household size. See the published limits for Hernando County
Free help nearbyFree help near Timber Pines
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Timber Pines’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Hernando County SHIP Down Payment Assistance asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Florida and nationwide
88 statewide & federal programs26 statewide programs, plus federal options
Timber Pines questions
Does Timber Pines have its own down payment program?
No program run for Timber Pines alone is listed. A home in Timber Pines can use the 1 program that cover Hernando County and the 26 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Timber Pines?
Timber Pines’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Hernando County?
Each program sets its own. 28 of the programs here set theirs as a share of HUD’s area median income for Hernando County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Timber Pines?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
Nearby in Hernando
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.