Suwannee County SHIP Program
Deferred second loan · Income limits
Down payment assistance · Suwannee County
Buying a home in Wellborn, FL
1 county program and 26 statewide.Wellborn has no program of its own, 1 across Suwannee County, and 26 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Wellborn
No program of Wellborn’s own yet
No program run for Wellborn alone is listed. A home in Wellborn can use Suwannee County’s programs below, plus the Florida statewide and federal ones.
The closest city that runs its own program is Gainesville, about 50 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in SuwanneeAnywhere in Suwannee County
1 county program1 county program a Wellborn homebuyer can use
Income limits in Suwannee County
How programs here set their income limits
$68,100
County area median income, 4 people (HUD)HUD area median income, Suwannee County, 4-person household (2026)
28 of the 89 programs here set their income limit as a share of Suwannee County’s area median income, adjusted for household size. See the published limits for Suwannee County
Free help nearbyFree help near Wellborn
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Wellborn’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Suwannee County SHIP Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Florida and nationwide
88 statewide & federal programs26 statewide programs, plus federal options
Wellborn questions
Does Wellborn have its own down payment program?
No program run for Wellborn alone is listed. A home in Wellborn can use the 1 program that cover Suwannee County and the 26 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Wellborn?
Wellborn’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Suwannee County?
Each program sets its own. 28 of the programs here set theirs as a share of HUD’s area median income for Suwannee County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Wellborn?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
32094
Nearby in Suwannee
Sources
Sources: agency sites (June–July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.