Down-payment assistance
Coeur d'Alene Tribal Housing Authority Homeownership Program
Income limits
Down payment assistance · Benewah County
Buying a home in Plummer, ID
1 Plummer program and 11 statewide.Plummer has 1 program of its own, and 11 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Plummer addresses
Plummer’s own program
The Plummer marketThe Plummer housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Plummer
- 64.2% single-familysingle-family
- 1.1% townhousetownhouse
- 10.7% 2–4 units2–4 units
- 4.8% 5+ unitscondo & apartment buildings (5+ units)
- 19.2% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Plummer’s homes were built
pre-19401970s2020+
47.7%
of Plummer homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$82,700
County area median income, 4 people (HUD)HUD area median income, Benewah County, 4-person household (2026)
$54,306
Plummer median household incomeMedian household income in Plummer (Census, 2024)
12 of the 74 programs here set their income limit as a share of Benewah County’s area median income, adjusted for household size. See the published limits for Benewah County
Free help nearbyFree help near Plummer
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Plummer’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Coeur d'Alene Tribal Housing Authority Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Idaho and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
- FHLB Des Moines Native American Homeownership Initiative (NAHI) GrantUp to $25,000 · Assistance grant
- FHLB Des Moines Home$tart Down Payment Assistance GrantUp to $15,000 · Assistance grant
- Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)Up to $2,000 · Mortgage credit certificate
Plummer questions
Does Plummer have its own down payment program?
Yes, one: Coeur d'Alene Tribal Housing Authority Homeownership Program, a down-payment assistance (income limits). It is for homes inside Plummer.
Can I use assistance on a condo in Plummer?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Benewah County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Benewah County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Plummer?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
83851
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.