Coeur d'Alene Tribal Housing Authority Homeownership Program
Down-payment assistance · Income limits
Down payment assistance · Benewah County
Buying a home in Saint Maries, ID
1 county program and 11 statewide.Saint Maries has no program of its own, 1 across Benewah County, and 11 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Saint Maries
No program of Saint Maries’s own yet
No program run for Saint Maries alone is listed. A home in Saint Maries can use Benewah County’s programs below, plus the Idaho statewide and federal ones.
The closest city that runs its own program is Boise, about 256 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in BenewahAnywhere in Benewah County
1 county program1 county program a Saint Maries homebuyer can use
The Saint Maries marketThe Saint Maries housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Saint Maries
- 70.6% single-familysingle-family
- 0.8% townhousetownhouse
- 11.2% 2–4 units2–4 units
- 9.2% 5+ unitscondo & apartment buildings (5+ units)
- 8.2% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Saint Maries’s homes were built
pre-19401970s2020+
74.9%
of Saint Maries homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$82,700
County area median income, 4 people (HUD)HUD area median income, Benewah County, 4-person household (2026)
$60,458
Saint Maries median household incomeMedian household income in Saint Maries (Census, 2024)
12 of the 74 programs here set their income limit as a share of Benewah County’s area median income, adjusted for household size. See the published limits for Benewah County
Free help nearbyFree help near Saint Maries
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Saint Maries’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Coeur d'Alene Tribal Housing Authority Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Idaho and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
- FHLB Des Moines Native American Homeownership Initiative (NAHI) GrantUp to $25,000 · Assistance grant
- FHLB Des Moines Home$tart Down Payment Assistance GrantUp to $15,000 · Assistance grant
- Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)Up to $2,000 · Mortgage credit certificate
Saint Maries questions
Does Saint Maries have its own down payment program?
No program run for Saint Maries alone is listed. A home in Saint Maries can use the 1 program that cover Benewah County and the 11 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Saint Maries?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Benewah County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Benewah County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Saint Maries?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
83861
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.