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Down payment assistance

Buying a home in Milford, IN

8 statewide.

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What’s local to Milford

No program run for Milford or for Kosciusko County alone is listed. A home in Milford can use the Indiana statewide and federal programs below.

The closest city that runs its own program is Mishawaka, about 24 miles away. City programs usually require the home to be inside that city’s limits.

Income limits in Kosciusko County

How programs here set their income limits

$92,000
County area median income, 4 people (HUD)

See the published limits for Kosciusko County

Free help nearby

1 HUD-approved counseling agency within 15 miles

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Across Indiana and nationwide

70 statewide & federal programs

Milford questions

Does Milford have its own down payment program?

No program run for Milford alone is listed. A home in Milford can use the 8 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Milford?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Kosciusko County?

Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Kosciusko County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Milford?

HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Milford. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

46542

Sources: agency sites (June–July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.