Lacasa Homeownership Assistance Program (Goshen & Elkhart)
Forgivable loan · Income limits
Down payment assistance · Elkhart County
Buying a home in Middlebury, IN
1 county program and 8 statewide.Middlebury has no program of its own, 1 across Elkhart County, and 8 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Middlebury
No program of Middlebury’s own yet
No program run for Middlebury alone is listed. A home in Middlebury can use Elkhart County’s programs below, plus the Indiana statewide and federal ones.
The closest city that runs its own program is Mishawaka, about 23 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in ElkhartAnywhere in Elkhart County
1 county program1 county program a Middlebury homebuyer can use
Income limits in Elkhart County
How programs here set their income limits
$89,900
County area median income, 4 people (HUD)HUD area median income, Elkhart County, 4-person household (2026)
12 of the 71 programs here set their income limit as a share of Elkhart County’s area median income, adjusted for household size. See the published limits for Elkhart County
Free help nearbyFree help near Middlebury
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
Middlebury’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Lacasa Homeownership Assistance Program (Goshen & Elkhart) asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Indiana and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
Middlebury questions
Does Middlebury have its own down payment program?
No program run for Middlebury alone is listed. A home in Middlebury can use the 1 program that cover Elkhart County and the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Middlebury?
Middlebury’s one local program does not list condos as eligible. Lacasa Homeownership Assistance Program (Goshen & Elkhart) lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Elkhart County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Elkhart County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Middlebury?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Middlebury. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
46540
Nearby in Elkhart
Sources
Sources: agency sites (June–July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.