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Down payment assistance

Buying a home in New Paris, IN

1 county program and 8 statewide.

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What’s local to New Paris

No program run for New Paris alone is listed. A home in New Paris can use Elkhart County’s programs below, plus the Indiana statewide and federal ones.

The closest city that runs its own program is Mishawaka, about 20 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Elkhart

1 county program

The New Paris market

Kinds of homes here

  • 97% single-family
  • 0% townhouse
  • 0% 2–4 units
  • 0.9% 5+ units
  • 2.1% mobile & other

About condos. New Paris’s one local program does not list condos as eligible. Lacasa Homeownership Assistance Program (Goshen & Elkhart) lists single family.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

58.9%

of New Paris homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$89,900
County area median income, 4 people (HUD)
$74,663
New Paris median household income

See the published limits for Elkhart County

Free help nearby

2 HUD-approved counseling agencies within 15 miles

New Paris’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Across Indiana and nationwide

70 statewide & federal programs

New Paris questions

Does New Paris have its own down payment program?

No program run for New Paris alone is listed. A home in New Paris can use the 1 program that cover Elkhart County and the 8 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in New Paris?

New Paris’s one local program does not list condos as eligible. Lacasa Homeownership Assistance Program (Goshen & Elkhart) lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Elkhart County?

Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Elkhart County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near New Paris?

HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of New Paris. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

46553

Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.