Lacasa Homeownership Assistance Program (Goshen & Elkhart)
Forgivable loan · Income limits
Down payment assistance · Elkhart County
Buying a home in Simonton Lake, IN
1 county program and 8 statewide.Simonton Lake has no program of its own, 1 across Elkhart County, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Simonton Lake
No program of Simonton Lake’s own yet
No program run for Simonton Lake alone is listed. A home in Simonton Lake can use Elkhart County’s programs below, plus the Indiana statewide and federal ones.
The closest city that runs its own program is Mishawaka, about 11 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in ElkhartAnywhere in Elkhart County
1 county program1 county program a Simonton Lake homebuyer can use
The Simonton Lake marketThe Simonton Lake housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Simonton Lake
- 84.7% single-familysingle-family
- 6.9% townhousetownhouse
- 2.2% 2–4 units2–4 units
- 6.1% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
About condos. Simonton Lake’s one local program does not list condos as eligible. Lacasa Homeownership Assistance Program (Goshen & Elkhart) lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Simonton Lake’s homes were built
pre-19401970s2020+
36.4%
of Simonton Lake homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$89,900
County area median income, 4 people (HUD)HUD area median income, Elkhart County, 4-person household (2026)
$75,673
Simonton Lake median household incomeMedian household income in Simonton Lake (Census, 2024)
12 of the 71 programs here set their income limit as a share of Elkhart County’s area median income, adjusted for household size. See the published limits for Elkhart County
Free help nearbyFree help near Simonton Lake
3 HUD-approved counseling agencies within 15 miles3 HUD-approved housing counseling agencies within 15 miles
Simonton Lake’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Lacasa Homeownership Assistance Program (Goshen & Elkhart) asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Indiana and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
Simonton Lake questions
Does Simonton Lake have its own down payment program?
No program run for Simonton Lake alone is listed. A home in Simonton Lake can use the 1 program that cover Elkhart County and the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Simonton Lake?
Simonton Lake’s one local program does not list condos as eligible. Lacasa Homeownership Assistance Program (Goshen & Elkhart) lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Elkhart County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Elkhart County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Simonton Lake?
HUD-approved housing counseling agencies teach homebuyer classes, and 3 agencies are within 15 miles of Simonton Lake. Create a free account and take the 90-second match to see the ones near you.
Nearby in Elkhart
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.