First-Time Homebuyer Assistance Program (HOME Program)
Silent second · Income limits
Down payment assistance · Jefferson Parish
Buying a home in Metairie Terrace, LA
3 county programs and 8 statewide.Metairie Terrace has no program of its own, 3 across Jefferson Parish, and 8 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Metairie Terrace
No program of Metairie Terrace’s own yet
No program run for Metairie Terrace alone is listed. A home in Metairie Terrace can use Jefferson Parish’s programs below, plus the Louisiana statewide and federal ones.
The closest city that runs its own program is Kenner, about 5 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in JeffersonAnywhere in Jefferson Parish
3 county programs3 county programs a Metairie Terrace homebuyer can use
1 more program is for homes in Kenner. See them 1 program in neighboring cities — for homes inside those cities, not Metairie Terrace
- Kenner — City of Kenner First-Time Homebuyers (FTHB) Assistance Program
Income limits in Jefferson Parish
How programs here set their income limits
$88,600
County area median income, 4 people (HUD)HUD area median income, Jefferson Parish, 4-person household (2026)
12 of the 73 programs here set their income limit as a share of Jefferson Parish’s area median income, adjusted for household size. See the published limits for Jefferson Parish
Free help nearbyFree help near Metairie Terrace
11 HUD-approved counseling agencies within 15 miles11 HUD-approved housing counseling agencies within 15 miles
Metairie Terrace’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.First-Time Homebuyer Assistance Program (HOME Program) asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Louisiana and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - LouisianaUp to $20,000 · Assistance grant
- Louisiana Housing Corporation Mortgage Credit Certificate (MCC) ProgramUp to $2,000 · Mortgage credit certificate
- HOPE Credit Union Affordable Housing ProgramAssistance available · Down-payment assistance
Metairie Terrace questions
Does Metairie Terrace have its own down payment program?
No program run for Metairie Terrace alone is listed. A home in Metairie Terrace can use the 3 programs that cover Jefferson Parish and the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Metairie Terrace?
All 3 of Metairie Terrace’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Jefferson Parish?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Jefferson Parish, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Metairie Terrace?
HUD-approved housing counseling agencies teach homebuyer classes, and 11 agencies are within 15 miles of Metairie Terrace. Create a free account and take the 90-second match to see the ones near you.
Nearby in Jefferson
Sources
Sources: agency sites (June–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.