First mortgage
Iberia Habitat for Humanity Homeownership Program
First-time homebuyers · New construction · Income limits · Single Family
Down payment assistance · Iberia Parish
Buying a home in New Iberia, LA
1 New Iberia program and 8 statewide.New Iberia has 1 program of its own, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
Only for New Iberia addresses
New Iberia’s own program
The New Iberia marketThe New Iberia housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in New Iberia
- 69.6% single-familysingle-family
- 2.5% townhousetownhouse
- 7.3% 2–4 units2–4 units
- 12.9% 5+ unitscondo & apartment buildings (5+ units)
- 7.8% mobile & othermobile home & other
About condos. New Iberia’s one local program does not list condos as eligible. Iberia Habitat for Humanity Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When New Iberia’s homes were built
pre-19401970s2020+
57.4%
of New Iberia homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$75,400
County area median income, 4 people (HUD)HUD area median income, Iberia Parish, 4-person household (2026)
$47,087
New Iberia median household incomeMedian household income in New Iberia (Census, 2024)
12 of the 71 programs here set their income limit as a share of Iberia Parish’s area median income, adjusted for household size. See the published limits for Iberia Parish
Free help nearbyFree help near New Iberia
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
New Iberia’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Iberia Habitat for Humanity Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Louisiana and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - LouisianaUp to $20,000 · Assistance grant
- Louisiana Housing Corporation Mortgage Credit Certificate (MCC) ProgramUp to $2,000 · Mortgage credit certificate
- HOPE Credit Union Affordable Housing ProgramAssistance available · Down-payment assistance
New Iberia questions
Does New Iberia have its own down payment program?
Yes, one: Iberia Habitat for Humanity Homeownership Program, a first mortgage for first-time homebuyers (new construction, income limits). It is for homes inside New Iberia.
Can I use assistance on a condo in New Iberia?
New Iberia’s one local program does not list condos as eligible. Iberia Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Iberia Parish?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Iberia Parish, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near New Iberia?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of New Iberia. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
70560 · 70562 · 70563
Nearby in Iberia
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.