Down payment assistance · Vermilion Parish
Buying a home in Erath, LA
8 statewide.Erath has no program of its own, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to Erath
No program of Erath’s own yet
No program run for Erath or for Vermilion Parish alone is listed. A home in Erath can use the Louisiana statewide and federal programs below.
The closest city that runs its own program is Lafayette, about 18 miles away. City programs usually require the home to be inside that city’s limits.
The Erath marketThe Erath housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Erath
- 77.7% single-familysingle-family
- 1.6% townhousetownhouse
- 5.9% 2–4 units2–4 units
- 2.7% 5+ unitscondo & apartment buildings (5+ units)
- 12.1% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Erath’s homes were built
62.9%
of Erath homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
11 of the 70 programs here set their income limit as a share of Vermilion Parish’s area median income, adjusted for household size. See the published limits for Vermilion Parish
Free help nearbyFree help near Erath
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Louisiana and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - LouisianaUp to $20,000 · Assistance grant
- Louisiana Housing Corporation Mortgage Credit Certificate (MCC) ProgramUp to $2,000 · Mortgage credit certificate
- HOPE Credit Union Affordable Housing ProgramAssistance available · Down-payment assistance
Erath questions
Does Erath have its own down payment program?
No program run for Erath alone is listed. A home in Erath can use the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Erath?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Vermilion Parish?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Vermilion Parish, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Erath?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Erath. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
70533
Nearby in Vermilion
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.