City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance Program
Deferred second loan · New construction · Income limits
Down payment assistance · East Baton Rouge Parish
Buying a home in Zachary, LA
1 county program and 8 statewide.Zachary has no program of its own, 1 across East Baton Rouge Parish, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Zachary
No program of Zachary’s own yet
No program run for Zachary alone is listed. A home in Zachary can use East Baton Rouge Parish’s programs below, plus the Louisiana statewide and federal ones.
The closest city that runs its own program is Baton Rouge, about 14 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in East Baton RougeAnywhere in East Baton Rouge Parish
1 county program1 county program a Zachary homebuyer can use
1 more program is for homes in Baton Rouge. See them 1 program in neighboring cities — for homes inside those cities, not Zachary
- Baton Rouge — Habitat for Humanity of Greater Baton Rouge Homeownership Program
The Zachary marketThe Zachary housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Zachary
- 80% single-familysingle-family
- 2% townhousetownhouse
- 3.4% 2–4 units2–4 units
- 10.9% 5+ unitscondo & apartment buildings (5+ units)
- 3.7% mobile & othermobile home & other
About condos. Zachary’s one local program does not list condos as eligible. City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Zachary’s homes were built
pre-19401970s2020+
19.2%
of Zachary homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$94,500
County area median income, 4 people (HUD)HUD area median income, East Baton Rouge Parish, 4-person household (2026)
$84,480
Zachary median household incomeMedian household income in Zachary (Census, 2024)
11 of the 71 programs here set their income limit as a share of East Baton Rouge Parish’s area median income, adjusted for household size. See the published limits for East Baton Rouge Parish
Free help nearbyFree help near Zachary
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Zachary’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Louisiana and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- FHLB Dallas Homebuyer Equity Leverage Partnership (HELP) - LouisianaUp to $20,000 · Assistance grant
- Louisiana Housing Corporation Mortgage Credit Certificate (MCC) ProgramUp to $2,000 · Mortgage credit certificate
- HOPE Credit Union Affordable Housing ProgramAssistance available · Down-payment assistance
Zachary questions
Does Zachary have its own down payment program?
No program run for Zachary alone is listed. A home in Zachary can use the 1 program that cover East Baton Rouge Parish and the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Zachary?
Zachary’s one local program does not list condos as eligible. City of Baton Rouge / East Baton Rouge Parish Homebuyer Assistance Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in East Baton Rouge Parish?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for East Baton Rouge Parish, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Zachary?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Zachary. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
70791
Nearby in East Baton Rouge
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.