Saginaw-Shiawassee Habitat for Humanity Homeownership Program
Down-payment assistance · New construction · Income limits
Down payment assistance · Saginaw County
Buying a home in Bridgeport, MI
1 county program and 9 statewide.Bridgeport has no program of its own, 1 across Saginaw County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Bridgeport
No program of Bridgeport’s own yet
No program run for Bridgeport alone is listed. A home in Bridgeport can use Saginaw County’s programs below, plus the Michigan statewide and federal ones.
The closest city that runs its own program is Midland, about 25 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in SaginawAnywhere in Saginaw County
1 county program1 county program a Bridgeport homebuyer can use
The Bridgeport marketThe Bridgeport housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Bridgeport
- 76.9% single-familysingle-family
- 1.3% townhousetownhouse
- 3.4% 2–4 units2–4 units
- 12.7% 5+ unitscondo & apartment buildings (5+ units)
- 5.7% mobile & othermobile home & other
About condos. Bridgeport’s one local program does not list condos as eligible. Saginaw-Shiawassee Habitat for Humanity Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Bridgeport’s homes were built
pre-19401970s2020+
88.2%
of Bridgeport homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$83,200
County area median income, 4 people (HUD)HUD area median income, Saginaw County, 4-person household (2026)
$51,071
Bridgeport median household incomeMedian household income in Bridgeport (Census, 2024)
13 of the 72 programs here set their income limit as a share of Saginaw County’s area median income, adjusted for household size. See the published limits for Saginaw County
Free help nearbyFree help near Bridgeport
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Bridgeport’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Saginaw-Shiawassee Habitat for Humanity Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Michigan and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Bridgeport questions
Does Bridgeport have its own down payment program?
No program run for Bridgeport alone is listed. A home in Bridgeport can use the 1 program that cover Saginaw County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Bridgeport?
Bridgeport’s one local program does not list condos as eligible. Saginaw-Shiawassee Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Saginaw County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Saginaw County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Bridgeport?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
48722
Nearby in Saginaw
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.