Saginaw-Shiawassee Habitat for Humanity Homeownership Program
Down-payment assistance · New construction · Income limits
Down payment assistance · Saginaw County
Buying a home in Birch Run, MI
1 county program and 9 statewide.Birch Run has no program of its own, 1 across Saginaw County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Birch Run
No program of Birch Run’s own yet
No program run for Birch Run alone is listed. A home in Birch Run can use Saginaw County’s programs below, plus the Michigan statewide and federal ones.
The closest city that runs its own program is Flint, about 17 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in SaginawAnywhere in Saginaw County
1 county program1 county program a Birch Run homebuyer can use
The Birch Run marketThe Birch Run housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Birch Run
- 50.1% single-familysingle-family
- 3.6% townhousetownhouse
- 7% 2–4 units2–4 units
- 25.3% 5+ unitscondo & apartment buildings (5+ units)
- 14.1% mobile & othermobile home & other
About condos. Birch Run’s one local program does not list condos as eligible. Saginaw-Shiawassee Habitat for Humanity Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Birch Run’s homes were built
pre-19401970s2020+
51.6%
of Birch Run homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$83,200
County area median income, 4 people (HUD)HUD area median income, Saginaw County, 4-person household (2026)
$70,521
Birch Run median household incomeMedian household income in Birch Run (Census, 2024)
13 of the 72 programs here set their income limit as a share of Saginaw County’s area median income, adjusted for household size. See the published limits for Saginaw County
Free help nearbyFree help near Birch Run
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Birch Run’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Saginaw-Shiawassee Habitat for Humanity Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Michigan and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Birch Run questions
Does Birch Run have its own down payment program?
No program run for Birch Run alone is listed. A home in Birch Run can use the 1 program that cover Saginaw County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Birch Run?
Birch Run’s one local program does not list condos as eligible. Saginaw-Shiawassee Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Saginaw County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Saginaw County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Birch Run?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
48415
Nearby in Saginaw
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.