Saginaw-Shiawassee Habitat for Humanity Homeownership Program
Down-payment assistance · New construction · Income limits
Down payment assistance · Saginaw County
Buying a home in Carrollton, MI
1 county program and 9 statewide.Carrollton has no program of its own, 1 across Saginaw County, and 9 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Carrollton
No program of Carrollton’s own yet
No program run for Carrollton alone is listed. A home in Carrollton can use Saginaw County’s programs below, plus the Michigan statewide and federal ones.
The closest city that runs its own program is Midland, about 19 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in SaginawAnywhere in Saginaw County
1 county program1 county program a Carrollton homebuyer can use
Income limits in Saginaw County
How programs here set their income limits
$83,200
County area median income, 4 people (HUD)HUD area median income, Saginaw County, 4-person household (2026)
13 of the 72 programs here set their income limit as a share of Saginaw County’s area median income, adjusted for household size. See the published limits for Saginaw County
Free help nearbyFree help near Carrollton
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Carrollton’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Saginaw-Shiawassee Habitat for Humanity Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Michigan and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Carrollton questions
Does Carrollton have its own down payment program?
No program run for Carrollton alone is listed. A home in Carrollton can use the 1 program that cover Saginaw County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Carrollton?
Carrollton’s one local program does not list condos as eligible. Saginaw-Shiawassee Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Saginaw County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Saginaw County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Carrollton?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
48724
Nearby in Saginaw
Sources
Sources: agency sites (June–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.