Macomb County Habitat for Humanity Home Buyer Program
Down-payment assistance · New construction · Income limits
Down payment assistance · Macomb County
Buying a home in Mount Clemens, MI
1 county program and 9 statewide.Mount Clemens has no program of its own, 1 across Macomb County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
What’s local to Mount Clemens
No program of Mount Clemens’s own yet
No program run for Mount Clemens alone is listed. A home in Mount Clemens can use Macomb County’s programs below, plus the Michigan statewide and federal ones.
The closest city that runs its own program is Warren, about 10 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in MacombAnywhere in Macomb County
1 county program1 county program a Mount Clemens homebuyer can use
1 more program is for homes in Warren. See them 1 program in neighboring cities — for homes inside those cities, not Mount Clemens
- Warren — City of Warren Direct Homebuyer Assistance Program (HOME)
The Mount Clemens marketThe Mount Clemens housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Mount Clemens
- 60.2% single-familysingle-family
- 6.5% townhousetownhouse
- 12.7% 2–4 units2–4 units
- 18.2% 5+ unitscondo & apartment buildings (5+ units)
- 2.3% mobile & othermobile home & other
About condos. Mount Clemens’s one local program does not list condos as eligible. Macomb County Habitat for Humanity Home Buyer Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Mount Clemens’s homes were built
pre-19401970s2020+
87.8%
of Mount Clemens homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$104,800
County area median income, 4 people (HUD)HUD area median income, Macomb County, 4-person household (2026)
$52,310
Mount Clemens median household incomeMedian household income in Mount Clemens (Census, 2024)
12 of the 72 programs here set their income limit as a share of Macomb County’s area median income, adjusted for household size. See the published limits for Macomb County
Free help nearbyFree help near Mount Clemens
6 HUD-approved counseling agencies within 15 miles6 HUD-approved housing counseling agencies within 15 miles
Mount Clemens’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Macomb County Habitat for Humanity Home Buyer Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Michigan and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Mount Clemens questions
Does Mount Clemens have its own down payment program?
No program run for Mount Clemens alone is listed. A home in Mount Clemens can use the 1 program that cover Macomb County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Mount Clemens?
Mount Clemens’s one local program does not list condos as eligible. Macomb County Habitat for Humanity Home Buyer Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Macomb County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Macomb County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Mount Clemens?
HUD-approved housing counseling agencies teach homebuyer classes, and 6 agencies are within 15 miles of Mount Clemens. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
48043 · 48046
Nearby in Macomb
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.