Washington County CDA First-Generation Homebuyer Grant Program
Assistance grant · Income limits
Down payment assistance · Washington County
Buying a home in Lake Saint Croix Beach, MN
2 county programs and 8 statewide.Lake Saint Croix Beach has no program of its own, 2 across Washington County, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Lake Saint Croix Beach
No program of Lake Saint Croix Beach’s own yet
No program run for Lake Saint Croix Beach alone is listed. A home in Lake Saint Croix Beach can use Washington County’s programs below, plus the Minnesota statewide and federal ones.
The closest city that runs its own program is Woodbury, about 9 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in WashingtonAnywhere in Washington County
2 county programs2 county programs a Lake Saint Croix Beach homebuyer can use
1 more program is for homes in Woodbury. See them 1 program in neighboring cities — for homes inside those cities, not Lake Saint Croix Beach
- Woodbury — City of Woodbury First-Time Homeownership Assistance Program
The Lake Saint Croix Beach marketThe Lake Saint Croix Beach housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Lake Saint Croix Beach
- 95.3% single-familysingle-family
- 3.7% townhousetownhouse
- 0.6% 2–4 units2–4 units
- 0.4% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
Condos count. 1 of Lake Saint Croix Beach’s 2 local and county programs accept condos. Two Rivers Community Land Trust Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Lake Saint Croix Beach’s homes were built
pre-19401970s2020+
76.3%
of Lake Saint Croix Beach homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$131,500
County area median income, 4 people (HUD)HUD area median income, Washington County, 4-person household (2026)
$102,159
Lake Saint Croix Beach median household incomeMedian household income in Lake Saint Croix Beach (Census, 2024)
15 of the 72 programs here set their income limit as a share of Washington County’s area median income, adjusted for household size. See the published limits for Washington County
Free help nearbyFree help near Lake Saint Croix Beach
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Minnesota and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
Lake Saint Croix Beach questions
Does Lake Saint Croix Beach have its own down payment program?
No program run for Lake Saint Croix Beach alone is listed. A home in Lake Saint Croix Beach can use the 2 programs that cover Washington County and the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Lake Saint Croix Beach?
1 of Lake Saint Croix Beach’s 2 local and county programs accept condos. Two Rivers Community Land Trust Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Washington County?
Each program sets its own. 15 of the programs here set theirs as a share of HUD’s area median income for Washington County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Lake Saint Croix Beach?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Lake Saint Croix Beach. Create a free account and take the 90-second match to see the ones near you.
Nearby in Washington
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.