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Down payment assistance

Buying a home in Lynchburg, MS

1 county program and 13 statewide.

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What’s local to Lynchburg

No program run for Lynchburg alone is listed. A home in Lynchburg can use Hinds County’s programs below, plus the Mississippi statewide and federal ones.

The closest city that runs its own program is Vicksburg, about 20 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Hinds

1 county program

2 more programs are for homes in Jackson. See them
  • Jackson — City of Jackson Homebuyer Assistance Program
  • Jackson — Homebuyer Assistance Program

Income limits in Hinds County

How programs here set their income limits

$91,400
County area median income, 4 people (HUD)

See the published limits for Hinds County

Free help nearby

Free help from a HUD-approved housing counselor

Lynchburg’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Across Mississippi and nationwide

75 statewide & federal programs

Lynchburg questions

Does Lynchburg have its own down payment program?

No program run for Lynchburg alone is listed. A home in Lynchburg can use the 1 program that cover Hinds County and the 13 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Lynchburg?

Lynchburg’s one local program does not list condos as eligible. Jackson Housing Authority HCV Homeownership Program lists single_family and manufactured_home. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Hinds County?

Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Hinds County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Lynchburg?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (June–July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.