Deferred second loan
City-Wide Homebuyer Assistance Program
First-time homebuyers · Income limits · Single-family detached · Townhome · Condominium
Down payment assistance · Guilford County
Buying a home in High Point, NC
2 High Point programs, 1 county program and 6 statewide.High Point has 2 programs of its own, 1 more across Guilford County, and 6 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
Only for High Point addresses
High Point’s own programs
Deferred second loan
Core City Homebuyer Incentive Program
Income limits · Single-family detached · Townhome · Condominium
Anywhere in GuilfordAnywhere in Guilford County
1 county program1 county program a High Point homebuyer can also use
3 more programs are for homes in Greensboro. See them 3 programs in neighboring cities — for homes inside those cities, not High Point
- Greensboro — Homebuyer Assistance Program for #100Homes
- Greensboro — Homebuyer Assistance Program for Households
- Greensboro — Homebuyer Assistance Program for Public Service Heroes
The High Point marketThe High Point housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in High Point
- 63.4% single-familysingle-family
- 7.8% townhousetownhouse
- 6.1% 2–4 units2–4 units
- 21.5% 5+ unitscondo & apartment buildings (5+ units)
- 1.3% mobile & othermobile home & other
Condos count. All 3 of High Point’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When High Point’s homes were built
pre-19401970s2020+
40%
of High Point homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$91,500
County area median income, 4 people (HUD)HUD area median income, Guilford County, 4-person household (2026)
$64,561
High Point median household incomeMedian household income in High Point (Census, 2024)
14 of the 71 programs here set their income limit as a share of Guilford County’s area median income, adjusted for household size. See the published limits for Guilford County
Free help nearbyFree help near High Point
5 HUD-approved counseling agencies within 15 miles5 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across North Carolina and nationwide
68 statewide & federal programs6 statewide programs, plus federal options
High Point questions
Does High Point have its own down payment program?
Yes, 2: City-Wide Homebuyer Assistance Program and Core City Homebuyer Incentive Program. Each is for homes inside High Point.
Can I use assistance on a condo in High Point?
All 3 of High Point’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Guilford County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Guilford County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near High Point?
HUD-approved housing counseling agencies teach homebuyer classes, and 5 agencies are within 15 miles of High Point. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
27260 · 27261 · 27262 · 27263 · 27264 · 27265
Nearby in Guilford
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.