First mortgage
Habitat for Humanity of Greater Greensboro Homeownership Program (SHLP)
Income limits · single_family
Down payment assistance · Guilford County
Buying a home in Greensboro, NC
4 Greensboro programs, 1 county program and 6 statewide.Greensboro has 4 programs of its own, 1 more across Guilford County, and 6 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Greensboro addresses
Greensboro’s own programs
Deferred second loan
Homebuyer Assistance Program for #100Homes
First-time homebuyers · Income limits · Single-family detached · Townhome · Condominium
Deferred second loan
Homebuyer Assistance Program for Households
First-time homebuyers · Income limits · Single-family detached · Townhome · Condominium
Deferred second loan
Homebuyer Assistance Program for Public Service Heroes
First-time homebuyers · Income limits · Single-family detached · Townhome · Condominium
Anywhere in GuilfordAnywhere in Guilford County
1 county program1 county program a Greensboro homebuyer can also use
2 more programs are for homes in High Point. See them 2 programs in neighboring cities — for homes inside those cities, not Greensboro
- High Point — City-Wide Homebuyer Assistance Program
- High Point — Core City Homebuyer Incentive Program
The Greensboro marketThe Greensboro housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Greensboro
- 52.3% single-familysingle-family
- 7.5% townhousetownhouse
- 7.7% 2–4 units2–4 units
- 31.2% 5+ unitscondo & apartment buildings (5+ units)
- 1.3% mobile & othermobile home & other
Condos count. 4 of Greensboro’s 5 local and county programs accept condos. Habitat for Humanity of Greater Greensboro Homeownership Program (SHLP) lists single_family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Greensboro’s homes were built
pre-19401970s2020+
42.6%
of Greensboro homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$91,500
County area median income, 4 people (HUD)HUD area median income, Guilford County, 4-person household (2026)
$61,515
Greensboro median household incomeMedian household income in Greensboro (Census, 2024)
17 of the 73 programs here set their income limit as a share of Guilford County’s area median income, adjusted for household size. See the published limits for Guilford County
Free help nearbyFree help near Greensboro
7 HUD-approved counseling agencies within 15 miles7 HUD-approved housing counseling agencies within 15 miles
5 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 5 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across North Carolina and nationwide
68 statewide & federal programs6 statewide programs, plus federal options
Greensboro questions
Does Greensboro have its own down payment program?
Yes, 4: Habitat for Humanity of Greater Greensboro Homeownership Program (SHLP), Homebuyer Assistance Program for #100Homes, Homebuyer Assistance Program for Households and Homebuyer Assistance Program for Public Service Heroes. Each is for homes inside Greensboro.
Can I use assistance on a condo in Greensboro?
4 of Greensboro’s 5 local and county programs accept condos. Habitat for Humanity of Greater Greensboro Homeownership Program (SHLP) lists single_family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Guilford County?
Each program sets its own. 17 of the programs here set theirs as a share of HUD’s area median income for Guilford County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Greensboro?
HUD-approved housing counseling agencies teach homebuyer classes, and 7 agencies are within 15 miles of Greensboro. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
27401 · 27402 · 27403 · 27404 · 27405 · 27406 · 27407 · 27408 · 27409 · 27410 · 27411 · 27412 · 27413 · 27415 · 27416 · 27417 · 27419 · 27420 · 27425 · 27427 · 27429 · 27435 · 27438 · 27455 · 27480 · 27495 · 27498 · 27499
Nearby in Guilford
Sources
Sources: agency sites (July–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.