Habitat for Humanity of Randolph County Homeownership Program (SHLP)
First mortgage · Income limits
Down payment assistance · Randolph County
Buying a home in Liberty, NC
1 county program and 6 statewide.Liberty has no program of its own, 1 across Randolph County, and 6 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Liberty
No program of Liberty’s own yet
No program run for Liberty alone is listed. A home in Liberty can use Randolph County’s programs below, plus the North Carolina statewide and federal ones.
The closest city that runs its own program is Greensboro, about 20 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in RandolphAnywhere in Randolph County
1 county program1 county program a Liberty homebuyer can use
The Liberty marketThe Liberty housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Liberty
- 62.2% single-familysingle-family
- 0.2% townhousetownhouse
- 10.3% 2–4 units2–4 units
- 22.1% 5+ unitscondo & apartment buildings (5+ units)
- 5.3% mobile & othermobile home & other
About condos. Liberty’s one local program does not list condos as eligible. Habitat for Humanity of Randolph County Homeownership Program (SHLP) lists single_family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Liberty’s homes were built
pre-19401970s2020+
45.8%
of Liberty homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$91,500
County area median income, 4 people (HUD)HUD area median income, Randolph County, 4-person household (2026)
$39,663
Liberty median household incomeMedian household income in Liberty (Census, 2024)
13 of the 69 programs here set their income limit as a share of Randolph County’s area median income, adjusted for household size. See the published limits for Randolph County
Free help nearbyFree help near Liberty
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Liberty’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity of Randolph County Homeownership Program (SHLP) asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across North Carolina and nationwide
68 statewide & federal programs6 statewide programs, plus federal options
Liberty questions
Does Liberty have its own down payment program?
No program run for Liberty alone is listed. A home in Liberty can use the 1 program that cover Randolph County and the 6 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Liberty?
Liberty’s one local program does not list condos as eligible. Habitat for Humanity of Randolph County Homeownership Program (SHLP) lists single_family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Randolph County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Randolph County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Liberty?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Liberty. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
27298
Nearby in Randolph
Sources
Sources: agency sites (July–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.