Omaha 100 Homebuyer Assistance
Omaha 100, Inc. (partner of City of Omaha Planning Dept / Housing & Community Development)
Second mortgage · Income limits
Down payment assistance
78 programs a Valley buyer could use — grants, forgivable loans, and tax credits. Free to explore, no SSN, no credit pull.
Free forever · No credit pull · 90 seconds
Programs available
Open to first-time buyers
Forgivable
Largest award
Omaha 100, Inc. (partner of City of Omaha Planning Dept / Housing & Community Development)
Second mortgage · Income limits
Habitat for Humanity of Omaha
Down-payment assistance · New construction · Income limits
Northeast Nebraska Economic Development District (NENEDD) / Northeast Economic Development, Inc.
Deferred second loan · New construction · Income limits
NeighborWorks Northeast Nebraska (NWNEN)
Deferred second loan · Income limits
Federal Home Loan Bank of Topeka (delivered through participating member institutions)
Assistance grant · Forgiven over 5 yrs · Income limits
Southeast Nebraska Community Action Partnership, Inc. (SENCA)
Deferred second loan · Income limits
High Plains Community Development Corporation
Assistance grant · Income limits
Federal Home Loan Bank of Topeka (delivered through participating member institutions)
Assistance grant · Forgiven over 5 yrs · Income limits
Deferred second loan · New construction · Income limits
Deferred second loan · New construction · Income limits
Nebraska Investment Finance Authority (NIFA)
First mortgage · Income limits
NeighborWorks Northeast Nebraska (NWNEN)
Deferred second loan · New construction · Income limits
Northern Ponca Housing Authority (Ponca Tribe of Nebraska)
Deferred second loan · Income limits
USDA Rural Development, Rural Housing Service - Nebraska State Office
First mortgage · Income limits
Nebraska Investment Finance Authority (NIFA)
Second mortgage · Income limits
Deferred second loan · New construction · Income limits
Assistance grant · Income limits
First mortgage
Assistance grant · Income limits
Deferred second loan · Forgiven over 3 yrs · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant
Forgivable loan · Forgiven over 5 yrs · Income limits
Deferred second loan · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant
Forgivable loan · Forgiven over 5 yrs · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · New construction
Forgivable loan · Forgiven over 3 yrs · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Assistance grant · New construction · Income limits
Assistance grant
Deferred second loan · Forgiven over 3 yrs · Income limits
Assistance grant
Assistance grant
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Shared-appreciation loan · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Deferred second loan · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant
Assistance grant · New construction · Income limits
Assistance grant
Assistance grant
Assistance grant · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
First mortgage · Income limits
Assistance grant · Income limits
What’s local to Valley
There are no programs run by Valley itself. A Valley buyer uses Douglas County’s programs, plus the statewide and federal ones above — all of which are open to them.
The closest city that runs its own program is Omaha, about 21 miles away. City programs usually require the home to be inside that city’s limits — worth checking if you’re still choosing where to buy.
HUD puts the 2026 area median income for Douglas County at $114,000 for a four-person household. 12 of the programs listed here set an income limit as a percentage of that figure, which is why the same program admits a different income in a different county. Published limits for Nebraska →
90-second match
Answer 9 questions and we'll match you to every program you can actually use — in about 90 seconds. No SSN, no credit pull.
Find my programsQuestions, answered