Habitat for Humanity of Knox County - Homeownership Program
First mortgage · New construction · Income limits
Down payment assistance · Knox County
Buying a home in Oak Hill, OH
1 county program and 7 statewide.Oak Hill has no program of its own, 1 across Knox County, and 7 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Oak Hill
No program of Oak Hill’s own yet
No program run for Oak Hill alone is listed. A home in Oak Hill can use Knox County’s programs below, plus the Ohio statewide and federal ones.
The closest city that runs its own program is Mansfield, about 28 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in KnoxAnywhere in Knox County
1 county program1 county program a Oak Hill homebuyer can use
Income limits in Knox County
How programs here set their income limits
$95,000
County area median income, 4 people (HUD)HUD area median income, Knox County, 4-person household (2026)
11 of the 70 programs here set their income limit as a share of Knox County’s area median income, adjusted for household size. See the published limits for Knox County
Free help nearbyFree help near Oak Hill
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Oak Hill’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity of Knox County - Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Ohio and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Oak Hill questions
Does Oak Hill have its own down payment program?
No program run for Oak Hill alone is listed. A home in Oak Hill can use the 1 program that cover Knox County and the 7 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Oak Hill?
Oak Hill’s one local program does not list condos as eligible. Habitat for Humanity of Knox County - Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Knox County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Knox County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Oak Hill?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
45656
Nearby in Knox
Sources
Sources: agency sites (June–July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.