Assistance grant
Chickasaw Nation Down Payment and/or Closing Cost Assistance Grant
Income limits · Single Family
Down payment assistance · Pontotoc County
Buying a home in Ada, OK
1 Ada program and 17 statewide.Ada has 1 program of its own, and 17 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Ada addresses
Ada’s own program
The Ada marketThe Ada housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Ada
- 70.5% single-familysingle-family
- 2% townhousetownhouse
- 13.4% 2–4 units2–4 units
- 12.1% 5+ unitscondo & apartment buildings (5+ units)
- 2.1% mobile & othermobile home & other
About condos. Ada’s one local program does not list condos as eligible. Chickasaw Nation Down Payment and/or Closing Cost Assistance Grant lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Ada’s homes were built
pre-19401970s2020+
70.3%
of Ada homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$84,200
County area median income, 4 people (HUD)HUD area median income, Pontotoc County, 4-person household (2026)
$53,507
Ada median household incomeMedian household income in Ada (Census, 2024)
15 of the 80 programs here set their income limit as a share of Pontotoc County’s area median income, adjusted for household size. See the published limits for Pontotoc County
Free help nearbyFree help near Ada
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Oklahoma and nationwide
79 statewide & federal programs17 statewide programs, plus federal options
Ada questions
Does Ada have its own down payment program?
Yes, one: Chickasaw Nation Down Payment and/or Closing Cost Assistance Grant, a assistance grant (income limits). It is for homes inside Ada.
Can I use assistance on a condo in Ada?
Ada’s one local program does not list condos as eligible. Chickasaw Nation Down Payment and/or Closing Cost Assistance Grant lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Pontotoc County?
Each program sets its own. 15 of the programs here set theirs as a share of HUD’s area median income for Pontotoc County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Ada?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Ada. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
74820 · 74821
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.