Forgivable loan
Muscogee (Creek) Nation Mortgage Down Payment & Closing Cost Program (MAP)
First-time homebuyers · Income limits · Single Family
Down payment assistance · Okmulgee County
Buying a home in Okmulgee, OK
1 Okmulgee program and 18 statewide.Okmulgee has 1 program of its own, and 18 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Okmulgee addresses
Okmulgee’s own program
The Okmulgee marketThe Okmulgee housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Okmulgee
- 78% single-familysingle-family
- 1% townhousetownhouse
- 9.4% 2–4 units2–4 units
- 9.7% 5+ unitscondo & apartment buildings (5+ units)
- 2% mobile & othermobile home & other
About condos. Okmulgee’s one local program does not list condos as eligible. Muscogee (Creek) Nation Mortgage Down Payment & Closing Cost Program (MAP) lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Okmulgee’s homes were built
pre-19401970s2020+
76.6%
of Okmulgee homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$72,600
County area median income, 4 people (HUD)HUD area median income, Okmulgee County, 4-person household (2026)
$41,848
Okmulgee median household incomeMedian household income in Okmulgee (Census, 2024)
16 of the 81 programs here set their income limit as a share of Okmulgee County’s area median income, adjusted for household size. See the published limits for Okmulgee County
Free help nearbyFree help near Okmulgee
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Oklahoma and nationwide
80 statewide & federal programs18 statewide programs, plus federal options
Okmulgee questions
Does Okmulgee have its own down payment program?
Yes, one: Muscogee (Creek) Nation Mortgage Down Payment & Closing Cost Program (MAP), a forgivable loan for first-time homebuyers (income limits). It is for homes inside Okmulgee.
Can I use assistance on a condo in Okmulgee?
Okmulgee’s one local program does not list condos as eligible. Muscogee (Creek) Nation Mortgage Down Payment & Closing Cost Program (MAP) lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Okmulgee County?
Each program sets its own. 16 of the programs here set theirs as a share of HUD’s area median income for Okmulgee County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Okmulgee?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
74447
Nearby in Okmulgee
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.