Assistance grant
Osage Nation Down Payment Assistance Program
First-time homebuyers · Income limits · Single Family
Down payment assistance · Osage County
Buying a home in Pawhuska, OK
1 Pawhuska program and 17 statewide.Pawhuska has 1 program of its own, and 17 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Pawhuska addresses
Pawhuska’s own program
The Pawhuska marketThe Pawhuska housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Pawhuska
- 74.3% single-familysingle-family
- 3.8% townhousetownhouse
- 15.4% 2–4 units2–4 units
- 2% 5+ unitscondo & apartment buildings (5+ units)
- 4.5% mobile & othermobile home & other
About condos. Pawhuska’s one local program does not list condos as eligible. Osage Nation Down Payment Assistance Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Pawhuska’s homes were built
pre-19401970s2020+
84.3%
of Pawhuska homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$95,000
County area median income, 4 people (HUD)HUD area median income, Osage County, 4-person household (2026)
$46,298
Pawhuska median household incomeMedian household income in Pawhuska (Census, 2024)
15 of the 80 programs here set their income limit as a share of Osage County’s area median income, adjusted for household size. See the published limits for Osage County
Free help nearbyFree help near Pawhuska
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Oklahoma and nationwide
79 statewide & federal programs17 statewide programs, plus federal options
Pawhuska questions
Does Pawhuska have its own down payment program?
Yes, one: Osage Nation Down Payment Assistance Program, a assistance grant for first-time homebuyers (income limits). It is for homes inside Pawhuska.
Can I use assistance on a condo in Pawhuska?
Pawhuska’s one local program does not list condos as eligible. Osage Nation Down Payment Assistance Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Osage County?
Each program sets its own. 15 of the programs here set theirs as a share of HUD’s area median income for Osage County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Pawhuska?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
74056
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.