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Down payment assistance

Buying a home in Waukomis, OK

18 statewide.

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What’s local to Waukomis

No program run for Waukomis or for Garfield County alone is listed. A home in Waukomis can use the Oklahoma statewide and federal programs below.

The closest city that runs its own program is Stillwater, about 48 miles away. City programs usually require the home to be inside that city’s limits.

The Waukomis market

Kinds of homes here

  • 90.7% single-family
  • 0.6% townhouse
  • 3.8% 2–4 units
  • 2.7% 5+ units
  • 2.1% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

71.7%

of Waukomis homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$87,000
County area median income, 4 people (HUD)
$61,339
Waukomis median household income

See the published limits for Garfield County

Free help nearby

1 HUD-approved counseling agency within 15 miles

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Across Oklahoma and nationwide

80 statewide & federal programs

Waukomis questions

Does Waukomis have its own down payment program?

No program run for Waukomis alone is listed. A home in Waukomis can use the 18 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Waukomis?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Garfield County?

Each program sets its own. 15 of the programs here set theirs as a share of HUD’s area median income for Garfield County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Waukomis?

HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Waukomis. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

73773

Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.