Down payment assistance · Deschutes County
Buying a home in Bend, OR
0 statewide.Bend has no program of its own, and 0 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to Bend
No program of Bend’s own yet
No program run for Bend or for Deschutes County alone is listed. A home in Bend can use the Oregon statewide and federal programs below.
The closest city that runs its own program is Gresham, about 114 miles away. City programs usually require the home to be inside that city’s limits.
The Bend marketThe Bend housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Bend
- 69.9% single-familysingle-family
- 6.2% townhousetownhouse
- 7.3% 2–4 units2–4 units
- 13.5% 5+ unitscondo & apartment buildings (5+ units)
- 3.1% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Bend’s homes were built
21.4%
of Bend homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
8 of the 62 programs here set their income limit as a share of Deschutes County’s area median income, adjusted for household size. See the published limits for Deschutes County
Free help nearbyFree help near Bend
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Oregon and nationwide
62 statewide & federal programs0 statewide programs, plus federal options
Bend questions
Does Bend have its own down payment program?
No program run for Bend alone is listed. A home in Bend can use the 0 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Bend?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Deschutes County?
Each program sets its own. 8 of the programs here set theirs as a share of HUD’s area median income for Deschutes County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Bend?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Bend. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
97701 · 97702 · 97707 · 97708 · 97709
Nearby in Deschutes
Sources
Sources: agency sites, Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency. Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.