Church Community Housing Corporation Community Land Trust Homeownership Program
Shared-appreciation loan · New construction · Income limits
Down payment assistance · Newport County
Buying a home in Middletown, RI
1 county program and 11 statewide.Middletown has no program of its own, 1 across Newport County, and 11 statewide. Here is what each one offers, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
What’s local to Middletown
No program of Middletown’s own yet
No program run for Middletown alone is listed. A home in Middletown can use Newport County’s programs below, plus the Rhode Island statewide and federal ones.
The closest city that runs its own program is Cranston, about 18 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in NewportAnywhere in Newport County
1 county program1 county program a Middletown homebuyer can use
Income limits in Newport County
How programs here set their income limits
$112,100
County area median income, 4 people (HUD)HUD area median income, Newport County, 4-person household (2026)
13 of the 74 programs here set their income limit as a share of Newport County’s area median income, adjusted for household size. See the published limits for Newport County
Free help nearbyFree help near Middletown
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Middletown’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Church Community Housing Corporation Community Land Trust Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Rhode Island and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
Middletown questions
Does Middletown have its own down payment program?
No program run for Middletown alone is listed. A home in Middletown can use the 1 program that cover Newport County and the 11 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Middletown?
Middletown’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Newport County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Newport County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Middletown?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Middletown. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
02842
Nearby in Newport
Sources
Sources: agency sites (July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.