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Down payment assistance

Buying a home in North Kingstown, RI

11 statewide.

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What’s local to North Kingstown

No program run for North Kingstown or for Washington County alone is listed. A home in North Kingstown can use the Rhode Island statewide and federal programs below.

The closest city that runs its own program is Cranston, about 16 miles away. City programs usually require the home to be inside that city’s limits.

Income limits in Washington County

How programs here set their income limits

$112,100
County area median income, 4 people (HUD)

See the published limits for Washington County

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Free help from a HUD-approved housing counselor

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Across Rhode Island and nationwide

73 statewide & federal programs

North Kingstown questions

Does North Kingstown have its own down payment program?

No program run for North Kingstown alone is listed. A home in North Kingstown can use the 11 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in North Kingstown?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Washington County?

Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Washington County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near North Kingstown?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

02852 · 02854

Sources: agency sites (July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.