Shared-appreciation loan
Church Community Housing Corporation Community Land Trust Homeownership Program
First-time homebuyers · New construction · Income limits · Single Family · Condo
Down payment assistance · Newport County
Buying a home in Newport, RI
1 Newport program and 11 statewide.Newport has 1 program of its own, and 11 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Newport addresses
Newport’s own program
The Newport marketThe Newport housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Newport
- 41.1% single-familysingle-family
- 4.8% townhousetownhouse
- 33.6% 2–4 units2–4 units
- 20.5% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
Condos count. Newport’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Newport’s homes were built
pre-19401970s2020+
84.7%
of Newport homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$112,100
County area median income, 4 people (HUD)HUD area median income, Newport County, 4-person household (2026)
$86,313
Newport median household incomeMedian household income in Newport (Census, 2024)
13 of the 74 programs here set their income limit as a share of Newport County’s area median income, adjusted for household size. See the published limits for Newport County
Free help nearbyFree help near Newport
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Newport’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Church Community Housing Corporation Community Land Trust Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Rhode Island and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
Newport questions
Does Newport have its own down payment program?
Yes, one: Church Community Housing Corporation Community Land Trust Homeownership Program, a shared-appreciation loan for first-time homebuyers (new construction, income limits). It is for homes inside Newport.
Can I use assistance on a condo in Newport?
Newport’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Newport County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Newport County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Newport?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Newport. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
02840 · 02841
Nearby in Newport
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.