Down payment assistance · Washington County
Buying a home in Narragansett, RI
11 statewide.Narragansett has no program of its own, and 11 statewide. Here is what each one offers, and who near you can walk you through it.
What’s local to Narragansett
No program of Narragansett’s own yet
No program run for Narragansett or for Washington County alone is listed. A home in Narragansett can use the Rhode Island statewide and federal programs below.
The closest city that runs its own program is Cranston, about 23 miles away. City programs usually require the home to be inside that city’s limits.
Income limits in Washington County
How programs here set their income limits
13 of the 73 programs here set their income limit as a share of Washington County’s area median income, adjusted for household size. See the published limits for Washington County
Free help nearbyFree help near Narragansett
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Rhode Island and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
Narragansett questions
Does Narragansett have its own down payment program?
No program run for Narragansett alone is listed. A home in Narragansett can use the 11 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Narragansett?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Washington County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Washington County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Narragansett?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
02882
Nearby in Washington
Sources
Sources: agency sites (July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.