Down-payment assistance
Aiken County Habitat for Humanity Homeowner Program
New construction · Income limits · Single Family
Down payment assistance · Aiken County
Buying a home in Aiken, SC
1 Aiken program and 11 statewide.Aiken has 1 program of its own, and 11 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Aiken addresses
Aiken’s own program
The Aiken marketThe Aiken housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Aiken
- 72.6% single-familysingle-family
- 7.5% townhousetownhouse
- 8.5% 2–4 units2–4 units
- 11.1% 5+ unitscondo & apartment buildings (5+ units)
- 0.3% mobile & othermobile home & other
About condos. Aiken’s one local program does not list condos as eligible. Aiken County Habitat for Humanity Homeowner Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Aiken’s homes were built
pre-19401970s2020+
35.7%
of Aiken homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$90,400
County area median income, 4 people (HUD)HUD area median income, Aiken County, 4-person household (2026)
$76,746
Aiken median household incomeMedian household income in Aiken (Census, 2024)
12 of the 74 programs here set their income limit as a share of Aiken County’s area median income, adjusted for household size. See the published limits for Aiken County
Free help nearbyFree help near Aiken
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Aiken’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Aiken County Habitat for Humanity Homeowner Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across South Carolina and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
Aiken questions
Does Aiken have its own down payment program?
Yes, one: Aiken County Habitat for Humanity Homeowner Program, a down-payment assistance (new construction, income limits). It is for homes inside Aiken.
Can I use assistance on a condo in Aiken?
Aiken’s one local program does not list condos as eligible. Aiken County Habitat for Humanity Homeowner Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Aiken County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Aiken County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Aiken?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
29801 · 29802 · 29803 · 29804 · 29805 · 29808
Nearby in Aiken
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.