Aiken County Habitat for Humanity Homeowner Program
Down-payment assistance · New construction · Income limits
Down payment assistance · Aiken County
Buying a home in Clearwater, SC
1 county program and 11 statewide.Clearwater has no program of its own, 1 across Aiken County, and 11 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Clearwater
No program of Clearwater’s own yet
No program run for Clearwater alone is listed. A home in Clearwater can use Aiken County’s programs below, plus the South Carolina statewide and federal ones.
The closest city that runs its own program is Columbia, about 60 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in AikenAnywhere in Aiken County
1 county program1 county program a Clearwater homebuyer can use
The Clearwater marketThe Clearwater housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Clearwater
- 56.8% single-familysingle-family
- 0% townhousetownhouse
- 2.3% 2–4 units2–4 units
- 19.8% 5+ unitscondo & apartment buildings (5+ units)
- 21.1% mobile & othermobile home & other
About condos. Clearwater’s one local program does not list condos as eligible. Aiken County Habitat for Humanity Homeowner Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Clearwater’s homes were built
pre-19401970s2020+
54%
of Clearwater homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$90,400
County area median income, 4 people (HUD)HUD area median income, Aiken County, 4-person household (2026)
$51,731
Clearwater median household incomeMedian household income in Clearwater (Census, 2024)
12 of the 74 programs here set their income limit as a share of Aiken County’s area median income, adjusted for household size. See the published limits for Aiken County
Free help nearbyFree help near Clearwater
3 HUD-approved counseling agencies within 15 miles3 HUD-approved housing counseling agencies within 15 miles
Clearwater’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Aiken County Habitat for Humanity Homeowner Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across South Carolina and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
Clearwater questions
Does Clearwater have its own down payment program?
No program run for Clearwater alone is listed. A home in Clearwater can use the 1 program that cover Aiken County and the 11 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Clearwater?
Clearwater’s one local program does not list condos as eligible. Aiken County Habitat for Humanity Homeowner Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Aiken County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Aiken County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Clearwater?
HUD-approved housing counseling agencies teach homebuyer classes, and 3 agencies are within 15 miles of Clearwater. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
29822
Nearby in Aiken
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.