Forgivable loan
Beaufort Memorial Employer Assisted Housing Program
Income limits · Single-family detached, condominium, townhouse, PUD · manufactured home on permanent foundation per servicer overlays.
Down payment assistance · Beaufort County
Buying a home in Beaufort, SC
2 Beaufort programs, 1 county program and 11 statewide.Beaufort has 2 programs of its own, 1 more across Beaufort County, and 11 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Beaufort addresses
Beaufort’s own programs
Forgivable loan
City Of Beaufort Employer Assisted Housing Program
Income limits · Single-family detached, condominium, townhouse, PUD · manufactured home on permanent foundation per servicer overlays.
Anywhere in BeaufortAnywhere in Beaufort County
1 county program1 county program a Beaufort homebuyer can also use
The Beaufort marketThe Beaufort housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Beaufort
- 70.4% single-familysingle-family
- 2.9% townhousetownhouse
- 5.6% 2–4 units2–4 units
- 18.4% 5+ unitscondo & apartment buildings (5+ units)
- 2.6% mobile & othermobile home & other
Condos count. 2 of Beaufort’s 3 local and county programs accept condos. Habitat for Humanity of the Lowcountry Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Beaufort’s homes were built
pre-19401970s2020+
44.8%
of Beaufort homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$113,000
County area median income, 4 people (HUD)HUD area median income, Beaufort County, 4-person household (2026)
$61,220
Beaufort median household incomeMedian household income in Beaufort (Census, 2024)
12 of the 76 programs here set their income limit as a share of Beaufort County’s area median income, adjusted for household size. See the published limits for Beaufort County
Free help nearbyFree help near Beaufort
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across South Carolina and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
Beaufort questions
Does Beaufort have its own down payment program?
Yes, 2: Beaufort Memorial Employer Assisted Housing Program and City Of Beaufort Employer Assisted Housing Program. Each is for homes inside Beaufort.
Can I use assistance on a condo in Beaufort?
2 of Beaufort’s 3 local and county programs accept condos. Habitat for Humanity of the Lowcountry Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Beaufort County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Beaufort County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Beaufort?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Beaufort. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
29901 · 29902 · 29903 · 29904 · 29905 · 29906
Nearby in Beaufort
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.