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Down payment assistance

Buying a home in Ridgeland, SC

11 statewide.

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What’s local to Ridgeland

No program run for Ridgeland or for Jasper County alone is listed. A home in Ridgeland can use the South Carolina statewide and federal programs below.

The closest city that runs its own program is Bluffton, about 18 miles away. City programs usually require the home to be inside that city’s limits.

The Ridgeland market

Kinds of homes here

  • 50.1% single-family
  • 2.2% townhouse
  • 11.2% 2–4 units
  • 15.3% 5+ units
  • 21.2% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

28.1%

of Ridgeland homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$82,300
County area median income, 4 people (HUD)
$62,981
Ridgeland median household income

See the published limits for Jasper County

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Across South Carolina and nationwide

73 statewide & federal programs

Ridgeland questions

Does Ridgeland have its own down payment program?

No program run for Ridgeland alone is listed. A home in Ridgeland can use the 11 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Ridgeland?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Jasper County?

Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Jasper County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Ridgeland?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

29936

Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.