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Down payment assistance

Buying a home in Berea, SC

3 county programs and 11 statewide.

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What’s local to Berea

No program run for Berea alone is listed. A home in Berea can use Greenville County’s programs below, plus the South Carolina statewide and federal ones.

The closest city that runs its own program is Greenville, about 4 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Greenville

3 county programs

1 more program is for homes in Greenville. See them
  • Greenville — City of Greenville Employer Assisted Homebuyer Pilot Program

The Berea market

Kinds of homes here

  • 62.8% single-family
  • 3.7% townhouse
  • 10% 2–4 units
  • 17.2% 5+ units
  • 6.3% mobile & other

Condos count. 1 of Berea’s 3 local and county programs accept condos. CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program lists single family. Habitat for Humanity of Greenville County Homeownership Program lists single family.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

53%

of Berea homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$106,400
County area median income, 4 people (HUD)
$49,829
Berea median household income

See the published limits for Greenville County

Free help nearby

1 HUD-approved counseling agency within 15 miles

3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Across South Carolina and nationwide

73 statewide & federal programs

Berea questions

Does Berea have its own down payment program?

No program run for Berea alone is listed. A home in Berea can use the 3 programs that cover Greenville County and the 11 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Berea?

1 of Berea’s 3 local and county programs accept condos. CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot Program lists single family. Habitat for Humanity of Greenville County Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Greenville County?

Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Greenville County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Berea?

HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Berea. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.